SIP Calculator
Project a monthly SIP from instalment, return rate and years.
Runs in your browser. Nothing is uploaded — your input is processed on this device and discarded when you close the tab.
SIP Calculator
How to use this tool
- Enter the monthly instalment you plan to invest.
- Enter the expected annual return rate and the number of years.
- Press Generate to see the projected value, total invested and gain.
Worked example
Investing 5000 per month for 10 years (120 months) at a 12% annual return gives a projected value of 1161695.38, against 600000 invested, so the gain is 561695.38.
What this tool does not do / Limits
This is an estimate from the rate you enter, not financial advice and not a guaranteed return. Real returns vary, and the tool ignores tax, fees, inflation and missed instalments.
Frequently asked questions
Is the return guaranteed?
No. The result assumes the same return every month, which real investments do not deliver.
Does it include tax or fees?
No. Tax, fund charges and inflation are not included.
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