Future Value Calculator
Future value of a sum with yearly compounding.
Runs in your browser. Nothing is uploaded — your input is processed on this device and discarded when you close the tab.
Future Value Calculator
How to use this tool
- Enter the present amount, the annual rate as a percentage and the number of years.
- Press Generate to see the future value and the growth.
- Use Load sample for 5,000 at 5% for 10 years.
Worked example
5,000 at 5% compounded yearly for 10 years grows to 8,144.47, a growth of 3,144.47.
What this tool does not do / Limits
This is an estimate with yearly compounding, not financial advice. It assumes a constant rate, no withdrawals or additions, and no tax, fees or inflation, so real outcomes will differ.
Frequently asked questions
What is the difference from simple interest?
With compounding, interest earned in earlier years also earns interest later, so growth speeds up over time instead of staying flat.
Does this handle monthly deposits?
No. This tool grows one present amount only; regular deposits need a separate annuity calculation.
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