Freelance Hourly Rate Calculator
An hourly rate from target income, expenses and billable hours.
Runs in your browser. Nothing is uploaded — your input is processed on this device and discarded when you close the tab.
Freelance Hourly Rate Calculator
How to use this tool
- Enter the annual income you want to take home.
- Add annual business expenses, such as software, equipment and insurance.
- Enter realistic billable hours per year and press Generate for the hourly rate.
Worked example
Desired income 60,000 plus expenses 10,000 is 70,000 to cover; spread over 1,000 billable hours that is 70.00 per hour.
What this tool does not do / Limits
This is an estimate from the figures you enter, not financial advice. It does not include tax, pension, unpaid time off, non-billable work beyond the hours you enter, or what clients in your market will pay.
Frequently asked questions
Why are billable hours lower than working hours?
Because admin, marketing, quoting and learning are not billed; using total working hours instead would underprice the work.
Should I charge exactly this rate?
Treat it as a floor. Market rates, experience and project value may justify more, but charging below it means the income goal is not met.
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