Fixed deposit Calculator
Maturity value of a fixed deposit with yearly compounding.
Runs in your browser. Nothing is uploaded — your input is processed on this device and discarded when you close the tab.
Fixed deposit Calculator
How to use this tool
- Enter the deposit amount, the annual interest rate as a percentage, and the term in years.
- Press Generate to see the maturity value and the interest earned.
- Use Load sample for 10,000 at 6% for 3 years.
Worked example
A deposit of 10,000 at 6% compounded yearly for 3 years grows to 11,910.16, so interest earned is 1,910.16.
What this tool does not do / Limits
This is an estimate with yearly compounding, not financial advice. Real deposits may compound monthly or quarterly, may deduct tax or fees, and may penalise early withdrawal, so check the actual product terms.
Frequently asked questions
What does yearly compounding mean?
Interest earned in one year is added to the balance and itself earns interest in later years, once per year.
Does this include tax?
No. Tax on interest, where it applies, is not deducted here.
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