Discounted Cash Flow (DCF) Calculator
Present value and net present value from equal yearly cash flows.
Runs in your browser. Nothing is uploaded — your input is processed on this device and discarded when you close the tab.
Discounted Cash Flow (DCF) Calculator
How to use this tool
- Enter the initial investment and the equal yearly cash flow.
- Enter the number of years and the discount rate.
- Press Generate to see present value and net present value.
Worked example
Yearly cash flows of 1,000 for 5 years at a 10% discount rate have a present value of 3,790.79. Against an initial investment of 3,000, the net present value is 790.79.
What this tool does not do / Limits
This is an estimate only and is not financial advice. It assumes equal cash flows each year, a single flat discount rate, no taxes, no terminal value and no risk adjustment; real valuations need those factors considered.
Frequently asked questions
What does a positive net present value mean?
It means the discounted cash flows exceed the initial investment at the rate you entered, which is the usual sign of a value-creating case under these assumptions.
Why are later cash flows worth less?
Because money received later is discounted more heavily: each year divides the cash flow by the discount factor once more.
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